Our Credit Solutions

Flexible financing options designed for your unique needs

What We Offer

Comprehensive credit solutions tailored to your needs

Personal Credit

Quick access to funds for personal needs - education, medical, home improvements, or emergencies.

Up to $10,000 credit limit Flexible repayment terms (6-36 months) Competitive interest rates 24-48 hour approval

Business Credit

Fuel your business growth with working capital, equipment financing, or expansion funds.

Up to $50,000 credit limit Flexible terms (12-60 months) Business-friendly rates Dedicated account manager

Salary Advance

Bridge the gap between paydays with our convenient salary advance facility.

  • Up to 50% of monthly salary
  • Instant approval for qualified applicants
  • Automatic deduction from salary
  • No collateral required
  • How It Works

    Simple 4-step process to get your credit approved

    1
    Apply Online

    Fill out our simple online application form in minutes.

    2
    Submit Documents

    Upload required documents (ID, proof of income, bank statements).

    3
    Get Approved

    Receive approval decision within 24-48 hours.

    4
    Receive Funds

    Funds disbursed directly to your bank account.

    1
    Register Company

    Create your business account and submit company details.

    2
    Submit Documents

    Upload business registration, financial statements, and bank details.

    3
    Get Verified

    Business verification and credit assessment within 48-72 hours.

    4
    Access Credit

    Start applying for order financing and business credit facilities.

    Why Choose SciBio Capital?

    Benefits that set us apart

    Fast Approval

    24-48 hour decision

    Competitive Rates

    Fair and transparent pricing

    Flexible Terms

    6-60 month repayment options

    Secure Process

    Your data is protected

    Online Application

    Apply from anywhere

    24/7 Support

    Always here to help

    No Hidden Fees

    Complete transparency

    Repeat Clients

    Better rates for returning customers

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